Coughlin Insurance Services
Insurance in Westchester County,
NY and surrounding areas!

Insuring New Yorkers Since 1947

Coughlin Insurance Services has a history of excellence in customer service that spans nearly 5 generations. Before cell phones, before the internet and back when gas was 15 cents a gallon, John Coughlin founded Coughlin Insurance Services, coming into the office every day to provide smart risk management solutions to customers throughout New York. What John used to do with a rate book, a pen and lots of carbon paper we now do with computers, dedicated software programs and industry protocols designed with efficiency and client convenience in mind. While technology has changed, we still provide the same customer-focused service John introduced back in 1947 to people throughout the United States. And John still comes into the office every day.

It’s all about you

Coughlin Insurance Services has always offered the best available coverage from top-ranked insurance carriers. We’re choosy in making sure each insurance company shares our commitment to excellence in customer service. And we pursue continuous education opportunities so we’re always up-to-date in our understanding of the latest risk management solutions. The reason behind our commitment is twofold. First, John wouldn’t allow us to do it any other way. As a family-owned business that bears our name, we take pride in what we do. We want our name to be synonymous with quality coverage, exceptional customer service and integrity. Second: putting you first is good for business. Treat people well, meet their needs, do it with integrity and they continue doing business with you. It’s not a slick marketing gimmick or special business plan. It’s simply common sense.

We make it convenient

Coughlin Insurance Services maintains two locations because it saves our clients time. We’re located in Larchmont and NYC so you don’t have to drive further to get the personal service you need. Of course, part of providing personal service is being accessible. We’re still willing to visit your home if it’s easier for you. We’ve melded John’s family-like approach to customer service with today’s technological tools in order to make it convenient to get the products you need…and the personal service you deserve.

It HAS to be an Independent
Insurance Agency

That may sound like a bold statement, but Coughlin Insurance Services stands by it for several reasons.

  • An Independent Insurance Agency can offer options that a captive agency cannot.
  • A captive agency can offer insurance from only ONE company. If that company raises its rates or can’t offer a particular type of coverage, your only option is to find another agency that represents a company that can meet your needs.
  • As an Independent Insurance Agency, Coughlin Insurance Services represents MANY insurance companies so you’ll always find the protection you need.

When it comes to solid options, Coughlin Insurance Services offers all the benefits you can only enjoy with an Independent Insurance Agency.

Coughlin Insurance Services offers solid risk management
solutions for virtually every need, including:

  • Homeowners Insurance
  • Automobile Insurance
  • Commercial Insurance
  • Ocean Marine Insurance
  • Contractors Insurance
  • Workers Compensation Insurance
  • Product liability Insurance
  • Professional Liability Insurance
  • Construction / Builder’s Risk Insurance,
  • Life, Health & Disability Insurance
  • Specialty Programs
  • Life, Disability & Health Insurance


Excellent service. Period. When we are providing demolition or renovation services Coughlin staff will answer all of our questions and always provide insurance certificates quickly often the same day. Friendly reminders if our account requires attention or we are a little late paying our bill. Amy and Kees have always ...

Kenneth C.

I just wanted to let you know how pleased I was to meet Sandra during our recent insurance overhaul and how well served we have been by her patience, knowledge, and efficiency in our recent transaction with Coughlin Insurance. I actually learned many things I did not know about ...

Wendy W - Larchmont, NY

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Insurance Services in the New York, New Jersey, Connecticut Tri-State Area.
Contact Coughlin Insurance today!